Clear advice. Clear costs.

Mortgage and protection advice can involve different payment arrangements, so I'll explain the relevant costs and how I receive payment.

Mortgage advice

For mortgage advice, I may receive a procuration fee from the lender when your mortgage completes.

I don’t charge a fee for mortgage advice or for completing your mortgage application. Lender and other third-party costs may still apply.

Protection advice

For protection policies, I may receive commission from the insurer when a policy is arranged.

I do not charge a separate broker fee for protection advice.

Any applicable policy premiums, terms and other relevant costs will be explained before you decide whether to proceed.

No surprises.

I'll explain the relevant fees and payment arrangements as part of the advice process so you can make an informed decision.